Probably the most common financing option that people will choose to use involves taking out a home improvement loan from your bank or credit union. However, some vinyl siding manufacturers may give you a 0% interest loan for your project, as long as you pay the balance in a short amount of time.Click to see full answer. Simply so, is vinyl siding a good investment? Vinyl Siding As previously discussed, fiber-cement siding is a great way to see a return on your investment. With a lower cost than other types of siding, vinyl appears to be the most popular option. It still offers a lightweight, low maintenance, and relatively low cost alternative.Also, how much does it cost to replace vinyl siding on a house? Siding Cost. The average homeowner pays between $5,000 and $14,050 for siding to be installed on their home exterior. Vinyl siding costs about $0.90 to $2.50 per square foot compared to fiber cement at $0.70 to $5.25 and brick at about $3.50 per square foot. Also Know, how do you pay for siding and windows? Here are the 5 most common ways that homeowners choose to pay for replacement siding. Pay Cash. Paying cash rather than taking on new debt is a very sound financial practice. Use a Home Equity Line of Credit. Refinancing a Mortgage. Personal Line of Credit. Put the Replacement Cost in the Budget and Save for It. Is it worth residing a house?Vinyl siding is a great way to not only make a huge impact on the appearance of a home, but also increase its overall value. Value Report, replacing siding increases home value by 76.7% of the project cost; for a mid-sized project valued at $15,072, you can recoup $11,554.