five years Click to see full answer. Keeping this in view, how long do items stay on ChexSystems? five years Furthermore, how do you find out if your on ChexSystems? ChexSystems will mail out a consumer report within five business days from the time the initial request is received. Order a ChexSystems report by phone. Consumers can request a ChexSystems report over the phone by calling 1-800-428-9623. Order a ChexSystems report by fax. Check your report carefully. Also question is, how long before a bank reports you to ChexSystems? The Fair Credit Reporting Act allows checking-account reporting agencies like ChexSystems to report certain negative information for up to seven years.How do I get something removed from ChexSystems?To get removed from ChexSystems you have to be willing to either dispute the ChexSystems report or dispute the bank that reported you; settle the amount owed to the bank in exchange for a deletion of the ChexSystems record; or, lodge a complaint with the regulatory agency overseeing the bank or credit union.