Discounts: Fire alarms; Multi-policy; New roof; Click to see full answer. Correspondingly, is farmers a good insurance company?BOTTOM LINE. Farmer’s Auto Insurance offers a variety of coverage for every stage of a driver’s life. Positive reviewers appreciate the customer service and level of coverage and say that the reliability is worth the potentially higher cost compared with other companies.One may also ask, what does Farmers Home Insurance Cover? Your Farmers homeowners, Townhouse, Condo and Renters policies cover the loss of your personal belongings, subject to the policy limits and conditions. There are two distinct ways to insure your personal possessions: Replacement cost coverage. Also know, which insurance company is best for homeowners? Some of the best available homeowners insurance companies include: Amica Mutual. Allstate. Metlife. USAA. Geico. Farmers. Which insurance company is best at paying claims? The highest rated companies for claims services are USAA, Amica Mutual, Country Insurance, State Farm and Allstate. Amica Mutual. Country Insurance. Auto Owner’s Insurance. American Family. State Farm. Allstate. Chubb. Nationwide.