But, both accounts are available to those with less-than-perfect credit; the Ashley Advantage Credit Card has a required minimum credit score of 650 and the Genesis Credit account has a required minimum score of 550. For more details of Ashley Furniture financing, see below.Click to see full answer. Considering this, does Ashley Furniture do credit checks?Ashley Furniture – The No. Buy now pay later no credit check and zero interest furniture options allow you to buy now and pay later even with bad credit. Get approved for credit for bad credit and get Ashley’s furniture delivered to your door today. what credit score is needed for Value City Furniture? 2020) | Personal Credit Cards | SuperMoney. Compare all Personal Credit Cards. Balance Transfer APR (Variable APR) N/A Credit Score Range 650 – 850 Annual Fee N/A Purchase APR (Variable APR) Up to 29.99% Thereof, do you need good credit to finance furniture? Yes, plenty of furniture in stores finance people with bad credit, and you should take advantage of. The good thing is that you don’t need a good credit score to qualify. So, if you are on financial difficulties, then you should consider these top buy now pay later furniture financing plans.What credit score is needed for synchrony? 600-699