Can you use the VA home loan to buy a mobile home?

If you own a plot of land, you can use a VA loan to buy a mobile home for that lot. You can also use a VA loan to purchase both a mobile home and land at the same time. Veterans who want VA loans for mobile homes will need to submit to a credit check and meet income requirements.Click to see full answer. Regarding this, what type of home can I buy with a VA loan?The VA loan can be used to buy a home (including townhouse or condominium unit in a VA-approved project), to build a home, to simultaneously purchase and improve a home, to improve a home by installing energy-related features, or to buy a manufactured home and/or lot.Secondly, can I use my VA loan to buy a house for my parents? “My father is veteran, does his status allow me to qualify for a VA home loan?” The short answer to this question is no. VA loans are generally for only the veteran, veteran and spouse together or the surviving spouse of a veteran under certain circumstances. Some non-veterans are allowed to apply. One may also ask, how old can a manufactured home be for VA financing? Its guidelines states that it can lend on manufactured homes aged 20 years or less, on a permanent foundation, no structural additions, enclosed crawl space, and meeting all other local codes as well as VA property requirements.Can you be denied a VA loan?If your VA loan was denied, it’s possible that your loan officer made a mistake or the lender does not do manual underwriting on VA loans. In some cases, you will not get an automated underwriting approval, but that does not mean that you are not still eligible for a VA loan.

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